Latvian startup Nordigen won pitching competition at TechChill Baltics 2016 startup conference in Riga on Thursday.
Nordigen builds a service to help banks and non-bank lenders to extract insight from customer spending patterns using data on historic payment transactions.
The other finalists were Deekit, Giraffe360, BikeID, and BranchTrack.
Crowd favourite price went to BikeID.